Level/ Band: L4/L3
Key Responsibilities:
- Meet with applicants to obtain information for loan applications and to answer questions about the process
- Explain to customers the different types of loans and credit options that are available, as well as the terms of those services
- Obtain and compile copies of loan applicants’ credit histories, corporate financial statements, and other financial information.
- Review and update credit and loan files
- Review loan agreements to ensure that they are complete and accurate according to policy
- Stay abreast of new types of loans and other financial services and products in order to better meet customers’ needs.
- Submit applications to credit analysts for verification and recommendation
- Handle customer complaints and take appropriate action to resolve them
- Market financial products to individuals and firms, promoting AFCL services that may meet customers’ needs
- Updating and preparing daily reports
- Send statements of delinquencies to credit bureau.
Desired Profile:
- Must have Credit management exposure
- Must have excellent communication and inter-personal skills
- Understanding of retail finance
- Educational Qualifications:
- Commerce or Finance Graduate
- Relevant years of Experience:
- Between 4-6 yrs of experience (overall)
Competencies:
- Relationship building
- Communication &Interpersonal skills
- Presentation skills.
- Credit management
Reports To(Name)
- Credit Manager
Reportees:
- Back Office
- Industry Preference:
- Bank/NBFC
Age Limit:
- Above 30 yrs