Credit Officer-AFCL

 


Job Purpose:
This position is responsible in Credit department  for Alliance Finance Corporation Limited
Division and Department
AFCL-Credit
Level/ Band:
L4/L3

Key Responsibilities:

  • Meet with applicants to obtain information for loan applications and to answer questions about the process
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services
  • Obtain and compile copies of loan applicants’ credit histories, corporate financial statements, and other financial information.
  • Review and update credit and loan files
  • Review loan agreements to ensure that they are complete and accurate according to policy
  • Stay abreast of new types of loans and other financial services and products in order to better meet customers’ needs.
  • Submit applications to credit analysts for verification and recommendation
  • Handle customer complaints and take appropriate action to resolve them
  • Market financial products to individuals and firms, promoting AFCL services that may meet customers’ needs
  • Updating and preparing daily reports
  • Send statements of delinquencies to credit bureau.

Desired Profile: 

  • Must have Credit management exposure
  • Must have excellent communication and inter-personal skills
  • Understanding of retail finance

Educational Qualifications:

  • Commerce or Finance Graduate

Relevant years of Experience:

  • Between 4-6 yrs of experience (overall)

Competencies:

  • Relationship building
  • Communication &Interpersonal skills
  • Presentation skills.
  • Credit management

Reports To(Name): Credit Manager
Reportees: Back Office
Industry Preference: Bank/NBFC

Age Limit: Above 30 yrs

Language: English and Portuguese

Para se candidatar a esta vaga envie seus detalhes por e-mail para ivan.pinto@amsco-africa.com