Credit Officer-AFCL

 


Key Responsibilities:

  • Meet with applicants to obtain information for loan applications and to answer questions about the process
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services
  • Obtain and compile copies of loan applicants’ credit histories, corporate financial statements, and other financial information.
  • Review and update credit and loan files
  • Review loan agreements to ensure that they are complete and accurate according to policy
  • Stay abreast of new types of loans and other financial services and products in order to better meet customers’ needs.
  • Submit applications to credit analysts for verification and recommendation
  • Handle customer complaints and take appropriate action to resolve them
  • Market financial products to individuals and firms, promoting AFCL services that may meet customers’ needs
  • Updating and preparing daily reports
  • Send statements of delinquencies to credit bureau.

Desired Profile:

  • Must have Credit management exposure
  • Must have excellent communication and inter-personal skills
  • Understanding of retail finance

Educational Qualifications:

  • Commerce or Finance Graduate

Relevant years of Experience:

Between 4-6 yrs of experience (overall)
Competencies:

  • Relationship building
  • Communication &Interpersonal skills
  • Presentation skills.
  • Credit management

 

Reports To(Name)
Credit Manager
Reportees:
Back Office
Industry Preference:
Bank/NBFC

Salary:
30,000.00 MZN to 40,000.00 MZN
Age Limit:
Above 30 yrs
Send your applications to ivan.pinto@amsco-africa.com